I am running into this issue now too, was there ever an elegant solution? I'm ok with putting in an HTML box and just having the user click the check box (required), doesn't have to be anything fancy.
Thanks for any suggestions.
EDIT
Ok what I have decided to do is just include an href to our T&C page, which works well in Firefox, but I can't see the link in Internet Explorer.
I have the following code (carrots used so code doesn't work) ^a href="page"^Terms and Conditions^/a^
How does this not work for IE? Any ideas? I have attached what I see in IE. It looks like a box or something is trying to form, but no dice
-Mike