When I check the Bill me Later option and try to check out, I get to the screen that shows my Name and Address Information. When I click "Next" I stay on the same screen. If I go back and choose credit card payment, fill in a credit card number and CVV2, and then click Bill Me Later, I can check out. I would think this option is for manual billing later and not for use with any credit card. Is this not the case? I am using the 2.84 version of the cart. Seems odd that I need to submit a credit card number and then bill me later. How much later would I get? Does anyone else have this issue? Thanks.